Price shopping your Volkswagen Golf insurance in Honolulu may be slightly frustrating for beginners to comparing prices online. You have so many options available that it can quickly become a difficult situation to find cheaper prices in Hawaii.

Insurance for Volkswagen GolfIt's hard to fathom, but nearly 70% of consumers renewed their policy with the same company for at least the last four years, and practically 40% of insurance customers have never compared rates to find affordable insurance. Most drivers in America can save hundreds of dollars each year by just comparing quotes, but most undervalue the actual amount they would save if they switched to a more affordable policy.

You need to compare prices occasionally because prices are rarely the same from one policy term to another. If you had the best rates on Volkswagen Golf insurance in Honolulu at your last renewal you can probably find a lower rate today. You'll find quite a bit of inaccurate information about Golf insurance online but I'm going to show you a lot of great tips on how to slash your insurance rates in Honolulu.

Quoting and comparing the lowest-priced auto insurance policy in Honolulu is not as hard as you may think. Basically, everyone who requires lower cost auto insurance should find a better price. Although Hawaii drivers need to have an understanding of the way insurance companies determine how much to charge and take advantage of how the system works.

Cheap Honolulu Volkswagen Golf insurance rate quotes

To find cheaper Honolulu auto insurance quotes, there are several ways to compare quotes from local Honolulu car insurance companies. The fastest way to comparison shop involves getting comparison quotes online.

When comparison shopping, making a lot of price comparisons will increase your chances of finding a lower rate.

The companies in the list below can provide price quotes in Hawaii. If several companies are displayed, we suggest you visit two to three different companies in order to find the lowest rates.

Volkswagen Golf Insurance Rates in Honolulu, HI
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Golf 2.5 2-Dr Hatchback $178 $412 $254 $16 $76 $936 $78
Golf 2.5 4-Dr Hatchback $222 $500 $300 $18 $90 $1,130 $94
Golf 2.0T Turbo Diesel 2-Dr Hatchback $140 $338 $320 $18 $96 $912 $76
Golf 2.0T Turbo Diesel 4-Dr Hatchback $198 $402 $248 $14 $74 $936 $78
Get Your Own Custom Quote Go

Price data assumes married female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Hawaii minimum liability limits. Discounts applied include claim-free, safe-driver, multi-vehicle, homeowner, and multi-policy. Premium amounts do not factor in the specific area where the vehicle is garaged which can lower or raise auto insurance rates considerably.

Car insurance rates based on gender

The chart below illustrates the difference between Volkswagen Golf insurance premiums for male and female drivers. Data assumes no accidents or driving violations, comp and collision included, $100 deductibles, drivers are single, and no additional discounts are factored in.

When should I discuss my situation with an agent?

When it comes to adequate coverage for your personal vehicles, there really isn't a "best" method to buy coverage. Your situation is unique and a cookie cutter policy won't apply.Higher deductibles save money For instance, these questions may help you determine if you may require specific advice.

If you can't answer these questions then you might want to talk to an agent. If you want to speak to an agent in your area, fill out this quick form or click here for a list of auto insurance companies in your area.

Can't I compare rate quotes from local Honolulu insurance agencies?

Some consumers still like to get advice from a local agent and that is a smart decision An additional benefit of comparing insurance online is you may find better rates but also keep your business local. Buying from and supporting local agencies is important particularly in Honolulu.

Insurance agents in HonoluluFor easy comparison, once you complete this form (opens in new window), your insurance data is transmitted to insurance agents in Honolulu who want to provide quotes and help you find cheaper coverage. You never need to contact any insurance agencies due to the fact that quote results will go immediately to you. You can find the lowest rates without a big time investment. If you have a need to compare prices from a specific insurance company, feel free to visit that company's website and fill out their quote form.

Best auto insurance agent in Honolulu

When researching a reputable agency, you should know the different types of agencies and how they are slightly different. Insurance agencies in Honolulu are either independent agents or exclusive agents.

Independent Agencies or Brokers

Agents that choose to be independent do not work for one specific company and that allows them to write policies through lots of different companies and get the cheapest rates. If premiums increase, your agent can switch companies which requires no work on your part.

When comparing rate quotes, it's recommended you include rate quotes from several independent insurance agents to get the most accurate price comparison. Many independent agencies also insure through mutual insurance companies that may provide cheaper insurance rates.

Listed below is a small list of independent agencies in Honolulu that can give you price quotes.

More insurance agents

Exclusive Insurance Agencies

These type of agents can only provide one company's prices like State Farm or Allstate. Exclusive agencies are unable to shop your coverage around so it's a take it or leave it situation. They are very knowledgeable on their products and sales techniques which helps them sell insurance even at higher premiums. Drivers often use the same exclusive agent mainly due to the brand legacy and the convenience of having a single billing for all their coverages.

The following are Honolulu exclusive agencies who can help you get price quote information.

More insurance agents

Finding the right auto insurance agent needs to be determined by more than just the quoted price. These are valid questions to ask: